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Understanding the Business Lending Ratios Your Bank Cares About

While lenders are in the business of loaning money, they are also risk adverse. Some of the ways they minimize their risk is to analyze certain ratios which will help them determine how risky a loan is before making a loan offer.

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Pitching From The Stretch: The Value of a Repeatable Process
Have you ever wondered why major league baseball pitchers go through such an elaborate windup before pitching the ball? The rationale is actually quite similar to the approach we take to portfolio management and financial planning.
Financial Rules of Thumb
Rather than an imprecise rule of thumb to guide our clients, we prefer to treat everyone like a fingerprint; each one is unique.
Lessons from D.S. Baker University with Family Business Expert, Ivan Lansberg
D.S. Baker University offers opportunities to learn from experts and interact with peers around important topics for financial, business, and life planning topics. Contact a D.S. Baker Advisor for more information.
An Important Fiduciary Rule Change
Having a fiduciary duty means that you are legally obligated to act in the best interest of another. In our Asset Management and Trust group and through our advisory investment accounts with D.S. Baker Investments, we have operated under this standard for almost 100 years.
A Man, a Can, and a Plan
A Man, a Can, and a Plan
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