Retirement Planning

One of the best tax-advantaged methods of saving is a tax-deferred, qualified retirement plan. We’re happy to evaluate your existing retirement plan to ensure that it meets your long-term retirement objectives. Or, when you decide it's time for your business to consider a retirement plan, we'll help you evaluate all the options and install a plan that meets your objectives.

Advantages
  • Defers Income Tax on all dollars contributed
  • Provides for current reduction of federal income taxes
  • Allows an employer to attract and retain quality employees
  • Allows for a wide choice of investment options
  • Allows for turnkey installation--experts are on staff

401(k)
  • Employer sponsored retirement accounts for accumulation of employer and/or employee contributions and earnings.
  • Contributions may be discretionary or required, are deductible and taxation is deferred until distribution.
  • Annual employee 401(k) contributions may be up to $16,500 if below age 50, and $22,000 if age 50 or older.

Profit Sharing Plans
  • Employer contributes a discretionary amount each year; employee contribution if any, is voluntary.