Baker Boyer offers five options for checking accounts and four savings account options. A summary of features is listed below. You can open an account at any of our branches or online through the link below.
Checking Accounts
We offer five options for Personal Checking accounts, outlined below. Come into any Baker Boyer branch location and ask to speak with a Personal Banker to learn more and to figure out which one is best for you. Or click here to view or print a comparison chart. This page outlines the range of account access options.
eSolutions (Online Banking and eStatements Required)
- Opening Balance: $100
- Service Charge: No monthly service charge. After 3, 50-cents per check. $6 monthly service fee for paper statements*
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: N/A
Regular
- Opening Balance: $100
- Service Charge: $12 monthly service charge, waived with a minimum daily balance of $750
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: N/A
Minor (under age 21)
- Opening Balance: $25
- Service Charge: No monthly service charge, no checks. $6 monthly service fee for paper statements*
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. No-fee ACH transactions.
- Interest: N/A
Merit (62+ years)
- Opening Balance: $100
- Service Charge: $5 monthly service charge, waived with a minimum daily balance of $100
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: N/A
Interest
- Opening Balance: $5,000
- Service Charge: $12 monthly service charge, waived with a minimum daily balance of $5,000
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: Interest is earned daily & paid monthly on collected
balance, if greater than $5,000.
*There is a $6 monthly service fee for eSolutions customers who choose paper statements. There is no charge for electronic statements which are available through Online Banking.
Savings Accounts
We offer four options for Personal Savings accounts, outlined below. Come into any Baker Boyer branch location and ask to speak with a Personal Banker to learn more and to figure out which one is best for you. Or click here to view or print a comparison chart.
Regular
- Opening Balance: $100
- Service Charge: $5 monthly service charge, waived with a minimum daily balance of $400
- Other Account Fees: No Baker Boyer imposed
fee for debit card & ATM transactions. - Interest: Interest is earned daily and paid quarterly on collected balance, if greater than $400.
Minor (under age 21)
- Opening Balance: $25
- Service Charge: $5 monthly service charge, waived with a minimum daily balance of $25
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. No-fee ACH transactions.
- Interest: Interest is earned daily and paid quarterly on collected
balance, if greater than $25.
Merit (62+ years)
- Opening Balance: $100
- Service Charge: $5 monthly service charge, waived with a minimum daily balance of $100
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. No-fee ACH transactions.
- Interest: Interest is earned daily and paid quarterly on collected
balance, if greater than $100.
Money Market Gold
- Opening Balance: $5,000
- Service Charge: $15 monthly service charge, waived with a minimum daily balance of $5,000
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. No-fee ACH transactions.
- Interest: Interest is earned daily & paid monthly on collected balance. Rates subject to change daily. Interest-based on current ledger balance tiers.**
We reserve the right to not pay accrued interest if
*Interest Balance Tiers
$0 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and over
