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How to Spot Phishing Scams: 4 Expert Tips to Protect Your Bank Account

person receiving text messages from a scammer

It’s time to stop scammers in their tracks

When you know the signs, online scams lose their power. At Baker Boyer, we’re dedicated to helping you recognize phishing attempts, giving you an extra layer of security. Partnering with the American Bankers Association, we’re part of a national campaign to fight phishing, one scam at a time. Become a pro at spotting phishing scams to safeguard your account. Start with these four critical words: banks never ask that. When you know what sounds suspicious, it’s easier to stay safe.

Four common phishing scams to watch for:

  • Text Message Scams: If you get a text claiming to be from your bank asking you to log in or provide personal details, it’s a scam. Banks never ask that.
  • Email Scams: Be cautious of emails asking you to click on suspicious links or submit personal information. It may look official, but it’s a scam. Banks never ask that.
  • Phone Call Scams: Would your bank call to verify your account number? Absolutely not! Banks never ask that. When in doubt, hang up and call us at a trusted number.
  • Payment App Scams: Watch out for messages claiming your account was hacked and asking you to send money to a "new" account. It’s a scam! Banks never ask that.

Chances are, you've encountered some of these scams before. Even though they’re common, scammers won’t stop trying. For tips, videos, and a quiz to sharpen your phishing detection skills, visit BanksNeverAskThat.com. Don’t forget to share this valuable resource with your friends and family to keep everyone protected. Together, we can stop scams in their tracks.